![]() ![]() ![]() The City recommends residents who have not received a letter because they do not have a federally backed mortgage but recognized (view maps here: ) that their homes are now clearly or unclearly shown to be in the SFHA, to follow these steps also. The City would like to inform residents of steps that can be taken to verify and then, if need be, demonstrate to the insurance agencies and/or Federal Emergency Management Agency (FEMA) that their homes are actually not in the SFHA as the current effective flood maps inadvertently geographically show them to be. Insurance agencies and possibly mortgage lenders, have already started sending notification letters to primarily home owners who have federally backed mortgages, addressing the adverse impact on flood insurance rate being these homes are now shown (clearly or not) to be in high-flood risk areas as opposed to before being in moderate to low-risk areas prior 30th December 2020. Whereas, were once clearly shown not to be in the SFHA on flood maps in effect since 1989/1993. Several homes within the City of Lake Jackson and it’s ETJ are now clearly or unclearly geographically shown to be in the Special Flood Hazard Areas (SFHA): primarily Zone AE. As of the 30th December 2020, the current Effective Flood Insurance Rate Maps (FIRM) became effective: herein refer to as Flood Maps. ![]()
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